Property Finance

Mortgage Calculator

Estimate your UAE property repayments and upfront costs.

Illustrative estimateEstimate

Property details

Enter your property price and financing amount.

Property value (AED)Down paymentPercent of property value%

Estimated loan amountAED 1,200,000

Down payment: AED 300,00080% financed

Loan tenor (months)

This calculator is for illustration only. Actual bank rates, insurance, eligibility, and transaction fees may differ. Variable rates can change over the life of the loan.

Estimated monthly payment

AED 6,327

Principal, interest

Loan repaymentAED 6,327

Insurance / monthAED 0

Payment after fixed period*AED 6,514

Loan summary

Property value1,500,000

Down payment300,000

Loan amount1,200,000

Loan tenor25.0 yrs (300 mos)

Interest typeFixed then variable

Fixed rate period3.0 yrs (36 mos)

Total interest747,421

↳Fixed-rate interest (estimate)138,554

↳Variable-rate interest (estimate)608,867

Total insurance0

Transaction costs (estimate)109,020

↳Property costs (assumed)96,570

↳Mortgage costs (assumed)12,450

Down payment300,000

↳Estimated upfront amount409,020

Estimated total paid

AED 2,356,441

Down payment + loan principal + estimated interest, insurance and transaction costs.

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*The payment after the fixed period is an approximation using the entered variable rate and estimated remaining balance. Fees and bank-specific repayment rules are not included in the repayment calculation.